Terms & Conditions
1. Engagement
a. VisionOne Financial Consulting Inc. ("VisionOne FCI", "we" or "us") are a company registered in Barbados with registration number 47571. Our registered address is Retreat Road, Connell Town St. Lucy.
b. VisionOne FCI may provide products and/or services in conjunction with other joint venture partners ("Partner") on a self-employed consultancy basis.
c. These Terms set out the terms and conditions on which we and our Partners supply products and/or services to you (“Client” or “you”). If you have any queries, please contact us to discuss.
d. Our Partners may have their own terms and conditions which apply to the supply of products and/or services. We or our Partners will make these available to you and you agree to comply with such terms and conditions at all times.
e. By signing the Order Form, you agree that the Order Form and these Terms form a legally binding contract between you and us.
f. We and our Partners may provide products and/or services to both businesses and individuals known as consumers. There are some areas within these Terms that will apply if you are a business and some if you are a consumer.
2. How to Contact Us:
a. Given the nature of VisionOne FCI's business, you will receive a quicker response to queries from us by contacting us via email. Therefore if you wish to contact us, please do so by writing to us at [email protected]. If you wish to contact us by post, you can do so at Retreat Road Connell Town, St. Lucy.
b. If we have to contact you, we will use the details you have provided in the Order Form.
3. Our Contract with You:
a. Our acceptance of your Order Form will take place upon you signing the form, at which point a contract will come into existence between you and us.
b. If we are unable to accept your Order Form, we will inform you of this and will not charge you.
4. Your Conduct with Us:
a. You agree to conduct yourself with a positive demeanour, and be solution focused.
b. You will not reach out to individuals and create groups with any clients outside of those groups which have been provided by VisionOne FCI.
5. Confidentiality:
a. Given the nature of products and/or services being provided, you agree not to make available or divulge to any party without our prior consent, any of the materials, notes, systems or teachings of any products and/or services provided (“Materials”) as this could have an adverse impact on our business and the products and/or services. By placing an order with us or our Partners, you acknowledge that if you allow any of these Materials to be made available to any party without our consent, we may take legal action against you.
b. No photocopy, audio, video, photographic recordings of VisionOne FCI's educational classes or any of the copyrighted materials provided are allowed without our prior written consent.
c. As part of the promotion of future products and services of VisionOne FCI, photographs and recordings of attendees (either individually or as a group) may be taken. By placing an order, you consent to your presence in any audio, video or photographic recordings officially arranged by VisionOne FCI. Accordingly, you waive any rights, claims or interest in the reproduction, distribution and exposure of any and all aforementioned recordings owned and possessed exclusively by VisionOne FCI.
d. Breach of this clause 5 will be deemed by us to be a “material breach” allowing us to immediately terminate the contract between you and us in accordance with clause 9.
e. This clause 5 survives termination of the contract.
6. Providing Products and/or Services:
a. Unless prevented from an event outside of our control, we and/or our Partners will provide products and/or services on the dates confirmed to you.
b. Products and/or services will be provided using reasonable skill and care.
c. If our supply of products and/or services is delayed by an event outside our control, we will contact you as soon as possible to let you know and we will take steps to minimise the effect of the delay. Provided we do this we will not be liable for delays caused by the event.
d. We may need certain information from you to provide products and/or services. If you fail to provide such information within a reasonable time of us asking for it, or if you give us incomplete or incorrect information, we may either end the contract or make an additional charge of a reasonable sum to compensate us for any extra work that is required as a result. We will not be responsible for supplying products and/or services late if caused by you not giving us the information we need within a reasonable time of us asking for it.
e. We may have to suspend supply of products and/or services to deal with technical problems and we will notify you if this is the case.
f. If you do not pay us when you are supposed to and you still do not make payment within 7 days of us reminding you that payment is due, we may suspend supply and will tell you we are doing so. As well as suspending supply, we may charge you interest as set out in clause 8.e)ii.
7. Excluded Services:
a. Our Partners may offer you additional services with our consent (Excluded Services). If you accept or proceed with any Excluded Services, the contract will be between you and the Partner and not between you and us.
b. We do not recommend or endorse any of the Excluded Services or offer any guarantees as to the Excluded Services or any potential financial return arising from them. If you agree to take Excluded Services you are doing so at your own risk.
c. We suggest that you make your own investigations and enquiries regarding Excluded Services before acting upon any advice or investment opportunity provided to you.
d. Because the Excluded Services are carried out between you and the Partner, we will not be responsible for any costs or losses you or any person connected with you, incur as a result of those Excluded Services.
e. By placing an order, you are agreeing to waive forever and release us and our affiliates and partners from any claims you may have against us arising out of or in connection with the Excluded Services.
8. Investment and Payment:
a. You must pay to VisionOne FCI in consideration of the products and/or services:
i. the Payment Sum (as set out in the Order Form) as one lump sum on the signing of the Order Form by you; or
ii. if we or our Partners have agreed that you may pay by instalments, you must pay the Instalment Sum on the Instalment Payment date(s) agreed.
b. All payments due to us under the contract must be in full without any deductions or set off and in cleared funds
c. Payments made to us must be made by the means and to the recipient specified in the Order Form.
d. We may request that you make payment directly to our Partners. In that case, the terms and conditions of payment specified by the Partner will apply to you.
e. If you do not pay any sum that is due and owing to us or our Partners by the due date for payment:
i. all remaining sums due and owing to us and/or our Partners will immediately become due and payable in full without need for further demand;
ii. we may charge interest to you on the overdue amount at the rate of 4% a year above the base lending rate of the Bank of England from time to time. This interest shall accrue on a daily basis from the due date until the date of actual payment of the overdue amount, whether before or after judgment. You must pay us interest together with any overdue amount;
iii. we shall be entitled to immediately revoke your access to all products and/or materials provided by us or our Partners; and/or
iv. we reserve the right to decide what level of access (if any) will be granted to you depending on the amount that is outstanding from you.